Data Assessment Solutions

Insurance Solution

Privacy-compliant automation for insurance companies

Insurance companies process thousands of documents every day. With local AI models, you can automate core processes entirely within your own infrastructure: GDPR-compliant, BaFin-aligned and without dependency on external cloud services.

Challenge

Data-intensive.Regulation-sensitive.Time-critical.

  • High data volumes: applications, claims, expert reports, policies, correspondence
  • Regulatory reporting obligations: Solvency II QRT, BaFin notifications, DORA incident reports
  • Strict data protection requirements: sensitive health and financial data requires GDPR-compliant processing
  • Manual handling as bottleneck: high time expenditure, error-prone, limited scalability

Core Processes

Your central processes. Automated and scalable

Insurance Process Data Management & AI Security & Compliance Customer Onboarding Application, KYC, risk profile Document capture (OCR) Local LLM for data extraction GDPR/KYC obligations Privacy by design Underwriting Risk assessment, premium Risk modelling Historical data + local LLM Explainability (BaFin) Audit trail, XAI Contract management Policy, amendments, term Central document archive Versioning, access roles Retention periods HGB, VAG, GDV requirements Claims management Notification, review, settlement AI claims detection Classification & anomaly detection Evidence preservation Immutable records Regulatory Reporting Quarterly and annual reports Automated aggregation QRT reports, ORSA documentation Solvency II, DORA Reporting obligations, deadlines Compliance & Audit BaFin, privacy, review Compliance cockpit Data provenance, audit trails DORA/BaFin circulars IT resilience, audit trail

Technology

The technical foundation

Document pipeline
Automatic OCR processing, document classification and structured data extraction from PDFs, scans and digital forms.
Vector search
Documents and data are indexed as vectors. Semantic search finds relevant policies, claims or regulatory texts without exact keyword matches.
Local LLM
Open-source language models (e.g. Mistral, LLaMA, Qwen) run on-premises or in your private cloud. No external API dependencies, full control over model versions.
MCP integration layer
Standardized connection to policy administration systems, SAP, Microsoft 365 and other third-party systems via the Model Context Protocol (MCP).
Agent workflows
Orchestrated process automation with defined checkpoints for human review, especially for regulatory-relevant decisions.
Audit trail
Full logging of all AI actions, audit-proof documentation, role-based access control and configurable escalation paths.

Compliance

Built for compliance from the ground up

The solution is designed from the ground up for the regulatory requirements of the German and European insurance market. Not as an afterthought, but as a core property.

GDPR

Local processing eliminates the risk of unlawful data disclosure. Full right-to-access, erasure and portability capabilities for personal data are guaranteed.

BaFin

Algorithmic decisions are logged in an audit-proof manner. Explainability and human oversight requirements for material decisions are built into the workflows.

Solvency II

Automated support for data aggregation for QRT reports (Quantitative Reporting Templates) and ORSA documentation. Significant reduction in manual effort for risk reporting.

DORA

Structured ICT risk capture, incident documentation and reporting processes. Digital operational resilience is strengthened through clear process structures and traceability.

Benefits

What you gain

Faster core processes

Application processing, claims handling and document processing run faster. Staff are relieved of routine tasks and can focus on complex cases.

Reduced compliance effort

Automated data aggregation and structured documentation noticeably reduce manual effort for Solvency II reports, BaFin notifications and DORA incident documentation.

Higher data quality

Consistent extraction and automatic plausibility checks improve the quality of your data: the foundation for valid risk models and regulatory reporting.

Ready to transform your data processes?

Tell us which processes you want to accelerate or which reporting obligations you want to reduce. We'll show you in an initial conversation what is concretely possible within your infrastructure.

Talk to us